Updated at 2023-04-05
Money Manager 23.
("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how your personal information is collected, used, and disclosed by
Money Manager 23.
This Privacy Policy applies to our application named
Money Manager 23
, and its associated subdomains (collectively, our "Service").
By accessing or using our Service, you signify that you have read, understood, and agree to our collection, storage, use, and disclosure of your personal information as described in this Privacy Policy and our Terms of Service.
For this Privacy Policy:
There is some information like your Internet Protocol
(IP) address and/or browser and device characteristics
— is collected automatically when you visit our
platform. This information may be used to connect your
computer to the Internet. Other information collected
automatically could be a login, e-mail address,
password, computer and connection information such as
browser plug-in types and versions and time zone
setting, operating systems and platforms, purchase
history, (we sometimes aggregate with similar
information from other Users), the full Uniform
Resource Locator (URL) clickstream to, through and
from our Website that may include date and time;
cookie number; parts of the site you viewed or
searched for; and the phone number you used to call
our Customer Services. We may also use browser data
such as cookies, Flash cookies (also known as Flash
Local Shared Objects) or similar data on certain parts
of our Website for fraud prevention and other
purposes. During your visits, we may use software
tools such as JavaScript to measure and collect
session information including page response times,
download errors, length of visits to certain pages,
page interaction information (such as scrolling,
clicks, and mouse-overs), and methods used to browse
away from the page. We may also collect technical
information to help us identify your device for fraud
prevention and diagnostic purposes.
We automatically collect certain information when you
visit, use or navigate the platform. This information
does not reveal your specific identity (like your name
or contact information) but may include device and
usage information, such as your IP address, browser
and device characteristics, operating system, language
preferences, referring URLs, device name, country,
location, information about who and when you use our
and other technical information. This information is
primarily needed to maintain the security and
operation of our , and for our internal analytics and
reporting purposes.
Any of the information we collect from you may be used in one of the following ways:
We receive some information from the third parties when you contact us. For example, when you submit your email address to us to show interest in becoming our customer, we receive information from a third party that provides automated fraud detection services to us. We also occasionally collect information that is made publicly available on social media websites. You can control how much of your information social media websites make public by visiting these websites and changing your privacy settings.
We may share the information that we collect, both
personal and non-personal, with third parties such as
advertisers, contest sponsors, promotional and marketing
partners, and others who provide our content or whose
products or services we think may interest you. We may
also share it with our current and future affiliated
companies and business partners, and if we are involved
in a merger, asset sale or other business
reorganization, we may also share or transfer your
personal and non-personal information to our
successors-in-interest.
We may engage trusted third party service providers to
perform functions and provide services to us, such as
hosting and maintaining our servers and our service,
database storage and management, e-mail management,
storage marketing, credit card processing, customer
service and fulfilling orders for products and services
you may purchase through our platform. We will likely
share your personal information, and possibly some
non-personal information, with these third parties to
enable them to perform these services for us and for
you.
We may share portions of our log file data, including IP
addresses, for analytics purposes with third parties
such as web analytics partners, application developers,
and ad networks. If your IP address is shared, it may be
used to estimate general location and other
technographics such as connection speed, whether you
have visited the service in a shared location, and type
of device used to visit the service. They may aggregate
information about our advertising and what you see on
the service and then provide auditing, research and
reporting for us and our advertisers.
We may also disclose personal and non-personal
information about you to government or law enforcement
officials or private parties as we, in our sole
discretion, believe necessary or appropriate in order to
respond to claims, legal process (including subpoenas),
to protect our rights and interests or those of a third
party, the safety of the public or any person, to
prevent or stop any illegal, unethical, or legally
actionable activity, or to otherwise comply with
applicable court orders, laws, rules and regulations.
We will collect personal information that you submit to us. We may also receive personal information about you from third parties as described above.
We are incorporated in Bangladesh. Information collected via our website, through direct interactions with you, or from use of our help services may be transferred from time to time to our offices or personnel, or to third parties, located throughout the world, and may be viewed and hosted anywhere in the world, including countries that may not have laws of general applicability regulating the use and transfer of such data. To the fullest extent allowed by applicable law, by using any of the above, you voluntarily consent to the trans- border transfer and hosting of such information.
We take precautions to protect the security of your information. We have physical, electronic, and managerial procedures to help safeguard, prevent unauthorized access, maintain data security, and correctly use your information. However, neither people nor security systems are foolproof, including encryption systems. In addition, people can commit intentional crimes, make mistakes or fail to follow policies. Therefore, while we use reasonable efforts to protect your personal information, we cannot guarantee its absolute security. If applicable law imposes any non-disclaimable duty to protect your personal information, you agree that intentional misconduct will be the standards used to measure our compliance with that duty.
The rights you have to request updates or corrections to the information we collect depend on your relationship with us. Personnel may update or correct their information as detailed in our internal company employment policies. Customers have the right to request the restriction of certain uses and disclosures of personally identifiable information as follows. You can contact us in order to (1) update or correct your personally identifiable information, (2) change your preferences with respect to communications and other information you receive from us, or (3) delete the personally identifiable information maintained about you on our systems (subject to the following paragraph), by cancelling your account. Such updates, corrections, changes and deletions will have no effect on other information that we maintain, or information that we have provided to third parties in accordance with this Privacy Policy prior to such update, correction, change or deletion. To protect your privacy and security, we may take reasonable steps (such as requesting a unique password) to verify your identity before granting you profile access or making corrections. You are responsible for maintaining the secrecy of your unique password and account information at all times. You should be aware that it is not technologically possible to remove each and every record of the information you have provided to us from our system. The need to back up our systems to protect information from inadvertent loss means that a copy of your information may exist in a non-erasable form that will be difficult or impossible for us to locate. Promptly after receiving your request, all personal information stored in databases we actively use, and other readily searchable media will be updated, corrected, changed or deleted, as appropriate, as soon as and to the extent reasonably and technically practicable. If you are an end user and wish to update, delete, or receive any information we have about you, you may do so by contacting the organization of which you are a customer.
We reserve the right to transfer information to a third party in the event of a sale, merger or other transfer of all or substantially all of the assets of us or any of its Corporate Affiliates (as defined herein), or that portion of us or any of its Corporate Affiliates to which the Service relates, or in the event that we discontinue our business or file a petition or have filed against us a petition in bankruptcy, reorganization or similar proceeding, provided that the third party agrees to adhere to the terms of this Privacy Policy.
We may disclose information (including personal information) about you to our Corporate Affiliates. For purposes of this Privacy Policy, "Corporate Affiliate" means any person or entity which directly or indirectly controls, is controlled by or is under common control with us, whether by ownership or otherwise. Any information relating to you that we provide to our Corporate Affiliates will be treated by those Corporate Affiliates in accordance with the terms of this Privacy Policy.
We keep your information only so long as we need it to provide service to you and fulfill the purposes described in this policy. This is also the case for anyone that we share your information with and who carries out services on our behalf. When we no longer need to use your information and there is no need for us to keep it to comply with our legal or regulatory obligations, we'll either remove it from our systems or depersonalize it so that we can't identify you.
We implement a variety of security measures to maintain the safety of your personal information when you place an order or enter, submit, or access your personal information. We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers database only to be accessible by those authorized with special access rights to such systems, and are required to keep the information confidential. After a transaction, your private information (credit cards, social security numbers, financials, etc.) is never kept on file. We cannot, however, ensure or warrant the absolute security of any information you transmit to us or guarantee that your information on the Service may not be accessed, disclosed, altered, or destroyed by a breach of any of our physical, technical, or managerial safeguards.
The laws of Bangladesh, excluding its conflicts of law rules, shall govern this Agreement and your use of our service. Your use of our service may also be subject to other local, state, national, or international laws.
By using our service, registering an account, or making a purchase, you consent to this Privacy Policy.
This Privacy Policy applies only to the Services. The Services may contain links to other websites not operated or controlled by Money Manager 23. We are not responsible for the content, accuracy or opinions expressed in such websites, and such websites are not investigated, monitored or checked for accuracy or completeness by us. Please remember that when you use a link to go from the Services to another website, our Privacy Policy is no longer in effect. Your browsing and interaction on any other website, including those that have a link on our platform, is subject to that website’s own rules and policies. Such third parties may use their own cookies or other methods to collect information about you.
We use "Cookies" to identify the areas of our website that you have visited. A Cookie is a small piece of data stored on your computer or mobile device by your web browser. We use Cookies to personalize the Content that you see on our website. Most web browsers can be set to disable the use of Cookies. However, if you disable Cookies, you may not be able to access functionality on our website correctly or at all. We never place Personally Identifiable Information in Cookies.
Advertising keeps us and many of the websites and services you use free of charge. We work hard to make sure that ads are safe, unobtrusive, and as relevant as possible.
Cookies help to make advertising more effective. Without cookies, it's really hard for an advertiser to reach its audience, or to know how many ads were shown and how many clicks they received.
We collect information from kids under the age of 13 just to better our services. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data without your permission, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from our servers.
If we decide to change our privacy policy, we will post those changes on this page, and/or update the Privacy Policy modification date below.
We may display, include or make available third-party content (including data, information, applications and other products services) or provide links to third-party websites or services ("Third- Party Services").
You acknowledge and agree that we shall not be responsible for any Third-Party Services, including their accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality or any other aspect thereof. We do not assume and shall not have any liability or responsibility to you or any other person or entity for any Third-Party Services.
Third-Party Services and links thereto are provided solely as a convenience to you and you access and use them entirely at your own risk and subject to such third parties' terms and conditions.
Facebook pixel is an analytics tool that allows you to measure the effectiveness of your advertising by understanding the actions people take on your website. You can use the pixel to: Make sure your ads are shown to the right people. Facebook pixel may collect information from your device when you use the service. Facebook pixel collects information that is held in accordance with its Privacy Policy.
Local Storage sometimes known as DOM storage, provides web apps with methods and protocols for storing client-side data. Web storage supports persistent data storage, similar to cookies but with a greatly enhanced capacity and no information stored in the HTTP request header.
We may be collecting and using information from you if you are from the European Economic Area (EEA), and in this section of our Privacy Policy we are going to explain exactly how and why is this data collected, and how we maintain this data under protection from being replicated or used in the wrong way.
GDPR is an EU-wide privacy and data protection law that
regulates how EU residents' data is protected by
companies and enhances the control the EU residents
have, over their personal data.
Any data that relates to an identifiable or
identified individual. GDPR covers a broad spectrum
of information that could be used on its own, or in
combination with other pieces of information, to
identify a person. Personal data extends beyond a
person’s name or email address. Some examples
include financial information, political opinions,
genetic data, biometric data, IP addresses, physical
address, sexual orientation, and ethnicity. The Data
Protection Principles include requirements such
as:
GDPR adds some new requirements regarding how
companies should protect individuals' personal data
that they collect and process. It also raises the
stakes for compliance by increasing enforcement and
imposing greater fines for breach. Beyond these
facts it's simply the right thing to do. At Help
Scout we strongly believe that your data privacy is
very important and we already have solid security
and privacy practices in place that go beyond the
requirements of this new regulation.
We are committed to helping our customers meet the
data subject rights requirements of GDPR. We process
or store all personal data in fully vetted, DPA
compliant vendors. We do store all conversation and
personal data for up to 6 years unless your account
is deleted. In which case, we dispose of all data in
accordance with our Terms of Service and Privacy
Policy, but we will not hold it longer than 60 days.
The California Consumer Privacy Act (CCPA) requires
us to disclose categories of Personal Information we
collect and how we use it, the categories of sources
from whom we collect Personal Information, and the
third parties with whom we share it, which we have
explained above.
We are also required to communicate information
about rights California residents have under
California law. You may exercise the following
rights:
If you make a request, we have one month to respond
to you. If you would like to exercise any of these
rights, please contact us.
We do not sell the Personal Information of our
users.
For more information about these rights, please
contact us.
CalOPPA requires us to disclose categories of
Personal Information we collect and how we use it,
the categories of sources from whom we collect
Personal Information, and the third parties with
whom we share it, which we have explained
above.
CalOPPA users have the following rights:
If you make a request, we have one month to respond
to you. If you would like to exercise any of these
rights, please contact us.
Don't hesitate to contact us if you have any
questions.
What is personal data?
Why is GDPR important?
Individual Data Subject's Rights - Data Access,
Portability and Deletion
We are aware that if you are working with EU
customers, you need to be able to provide them with
the ability to access, update, retrieve and remove
personal data. We got you! We've been set up as self
service from the start and have always given you
access to your data and your customers data. Our
customer support team is here for you to answer any
questions you might have about working with the
API.
California Residents
California Online Privacy Protection Act (CalOPPA)
We do not sell the Personal Information of our
users.
For more information about these rights, please
contact us.
Contact Us